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LOAN PRODUCTS:
- New Auto Loans: $65,000.00 maximum loan amount. 72-month maximum loan term.
- Used Auto Loans: $65,000.00 maximum loan amount. 60-month maximum loan term.
- Motorcycle Loans: $15,000.00 maximum loan amount. 48 months maximum loan term.
- Signature/Personal Loans: Loan amounts: $500.00 - $10,000.00. 48-month maximum term.
- Share Secured Loans: Loan secured against a deposit account. Interest rate is 3.00% above the current dividend rate being earned on the share account which is securing the loan.
- Overdraft Line of Credit: Open end loan term with a maximum loan amount of $2,500.00.
- Home Equity Line of Credit: Credit line from $5,000.00 - $100,000.00. Maximum 70% loan to value. Variable rate loan. Primary residence only. 240 month maximum loan term.
- Second Deed of Trust: $100,000.00 maximum loan amount. Maximum 70% loan to value. Fixed rate loan. Primary residence only. 180 months maximum loan term.
SAVINGS PRODUCTS: (INFORMATION ON FEDERAL SHARE INSURANCE) 
- Regular Share Account: Minimum deposit of $10.00 to open. Primary Membership Savings Account.
- Holiday Club Account: Checks deposited directly to account holders Regular Share Account on November 10th.
- Vacation Club Account: Checks deposited directly to account holders Regular Share Account on June 10th.
- Property Tax Club Account: Checks deposited directly to account holders Regular Share Account on November 10th and March 10th.
- Share Draft Checking Account: No minimum balance required. Members must pass a ChexSystems review prior to the credit union granting an account.
- IRAs Traditional and Roth: Call credit union for more information.
- Share Certificates of Deposit: 6-month term, and 1-year term, minimum deposit of $2,500.00. Dividends pay monthly.
OTHER PRODUCTS:
- VISA Debit Card: VISA Debit cards are offered to members with checking accounts. Members must pass a Chex Systems review prior to the credit union granting a card.
- ATM Card: ATM cards are offered to members with savings accounts.
- Bank Checks: Our members can either come into our office to have a check withdrawn or have the check mailed to their home address (a check sent by mail must be made payable to the member only. We require written verification if the payee is anyone other than the primary member).
- GAP Insurance/GAP PLUS: GAP Insurance protects your auto loan. If your car is stolen and not recovered or "totaled" in an auto accident, GAP will payoff any remaining loan balance your insurance company doesn't cover. GAP PLUS will also give you up to an additional $1,000.00 towards the down payment of your next vehicle.
- Credit Life and Disability Insurance: The credit union offers Credit Life and Disability Insurance for most of our loan products. This insurance is optional and the cost of the premium is added to your loan payment. You must choose the coverage at the time your loan is disbursed.
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